BMB Apna Ghar Scheme - Housing


  • Construction of house/flat.
  • Purchase of ready built new /old house/flat/ Purchase of plot and construction thereon
  • Repair, Renovation & improvement of existing House
  • Age: Minimum 21 years and maximum 70 years
  • Loans up to Rs. 1.00 cr at Base rate for women
  • No pre-payment penalty
  • Maximum tenure of Loan 25 years


  • up to Rs20.00 Lacs:10%
  • Above Rs20.00 Lacs to Rs75.00Lacs: 20%
  • Above Rs75.00 Lacs: 25%

Rate of Interest

For interest rate click here



ApnaGhar Home LOANS

Foreclosure Charges


Late Payment Charges

1% of the overdue amount

Processing Fees

*For loans upto Rs30.00lacs =0.30% of the loan amount ,Min- Rs1000/-
*For loans above Rs30.00lacs=0.25%of the loan amount ,Min -Rs20000/-

CIBIL Charges

Rs100/- per individual

CIBIL Mortgage Check


Documentation Charges


Mortgage Charges

At actuals

Stamp Duty (Non –refundable)

At actuals

Legal ,repossession &Incidental Charges

At actuals


CERSAI Charges

At Actuals

Interest Certificate Charges


Rephasement of loans/deferment of loan installments

0.05% of the limit ,Min-Rs1000/- and Max-Rs50000/-


  • Thought of the Day- "People who study others are wise but those who study themselves are enlightened." Word of the Day- Economist​ = अर्थशास्त्री

  • Lockers available at our Branches in Mumbai, Raipur, Dehradun, Kanpur, Kolkata, Thiruvananthapuram, Ranchi, Agra, Chennai, Jaipur, Agartala, Alwar, Bengaluru, Chandigarh, Panaji, Gurgaon, Lucknow, Hyderabad, Kochi, Panchkula, Indore, Bhubaneswar, Bhubaneswar, Thane, Najafgarh

  • Lockers available at our Branches in Agartala, Agra, Alwar, Bengaluru, Bhopal, Bhubaneshwar, Chandigarh, Chennai, Coimbatore, Dehradun, Goa, Gurgaon, Hyderabad, Indore