BMB Apna Ghar Scheme - Housing

Features

  • Construction of house/flat.
  • Purchase of ready built new /old house/flat/ Purchase of plot and construction thereon
  • Repair, Renovation & improvement of existing House
  • Age: Minimum 21 years and maximum 70 years
  • Loans up to Rs. 1.00 cr at Base rate for women
  • No pre-payment penalty
  • Maximum tenure of Loan 25 years

Margin

  • up to Rs20.00 Lacs:10%
  • Above Rs20.00 Lacs to Rs75.00Lacs: 20%
  • Above Rs75.00 Lacs: 25%

Rate of Interest

For interest rate click here

Charges

DESCRIPTION OF CHARGES

ApnaGhar Home LOANS

Foreclosure Charges

Nil

Late Payment Charges

1% of the overdue amount

Processing Fees

*For loans upto Rs30.00lacs =0.30% of the loan amount ,Min- Rs1000/-
*For loans above Rs30.00lacs=0.25%of the loan amount ,Min -Rs20000/-

CIBIL Charges

Rs100/- per individual

CIBIL Mortgage Check

Rs50/-

Documentation Charges

NIL

Mortgage Charges

At actuals

Stamp Duty (Non –refundable)

At actuals

Legal ,repossession &Incidental Charges

At actuals

 

CERSAI Charges

At Actuals

Interest Certificate Charges

Nil

Rephasement of loans/deferment of loan installments

0.05% of the limit ,Min-Rs1000/- and Max-Rs50000/-

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