BMB Cumulative FD


  • Deposits received by the Bank for a fixed period,
  • Minimum 7 days, Maximum 120 months in multiples of three months
  • Minimum Rs.5000/- ,  For  rural branches Rs.1000/-
  • Maximum amount – No ceiling


  • Senior citizens will be given 50 bps higher interest
  • ROI as declared from time to time
  • Reinvestment option for interest available
  • Penalty for premature closure less than 6 months is 1%


  • Auto renewal
  • The  minimum  amount of loan is Rs.5000/- and for overdraft is Rs.10,000/-
  • loan/overdraft up to 90% of the amount deposited plus interest accrued till last quarter
  • Interest on such loans/overdrafts shall be charged @ 1.5% above the rate of interest  on deposit


  • This account may be opened by:
  • A person in his own name
  • More than one person, in their joint names but not more than three persons
  • A minor through guardian
  • In the names of HUF, clubs, associations, societies, trusts, educational  institutions, proprietorship and partnership firms,  Limited Liability Partnership, companies, Govt. bodies etc.
  • Documents required to open this Account:
  • Recent Passport Size Photograph
  • Any of the following is  acceptable as valid Identity Proofs:
  • AADHAR Card/Passport/PAN Card/Voter’s Identity Card/Driving License/ NAREGA Job Card
  • ID Card issued by govt. authority
  • Proof of Address :
  • Any of the following is  acceptable as valid Address Proof:
  • AADHAR Card/Passport/Voter’s Identity Card/Driving License/NREGA Job Card
  • Required credentials depending upon the type of constitution of the prospective account holder, as detailed in the current account profile  are to be submitted


  • Thought of the Day- "People who study others are wise but those who study themselves are enlightened." Word of the Day- Economist​ = अर्थशास्त्री

  • Lockers available at our Branches in Mumbai, Raipur, Dehradun, Kanpur, Kolkata, Thiruvananthapuram, Ranchi, Agra, Chennai, Jaipur, Agartala, Alwar, Bengaluru, Chandigarh, Panaji, Gurgaon, Lucknow, Hyderabad, Kochi, Panchkula, Indore, Bhubaneswar, Bhubaneswar, Thane, Najafgarh

  • Lockers available at our Branches in Agartala, Agra, Alwar, Bengaluru, Bhopal, Bhubaneshwar, Chandigarh, Chennai, Coimbatore, Dehradun, Goa, Gurgaon, Hyderabad, Indore