• All resident individuals, minors up to the age of 10 years U/G
  • TARGET GROUP: under privileged ones/ unbanked population of the country who are having low and middle income such as wage earners, workers in unorganized sectors, house wife and students etc. to inculcate a habit of savings through this basic banking product.


  • Total credits in such accounts should not exceed Rs.1,00,000/- in a year
  • Maximum balance in the account not to exceed Rs.50,000/- at any time
  • The total of debits by way of cash withdrawals and transfers will not exceed ten thousand rupees in a month
  • Foreign remittances not allowed
  • Number of withdrawals from all channels not to exceed 4 per month
  • Relaxed KYC
  • Free Rupay card for first year only


  • Interest @ 4.5% p.a. on daily product basis


  • Thought of the Day- "People who study others are wise but those who study themselves are enlightened." Word of the Day- Economist​ = अर्थशास्त्री

  • Lockers available at our Branches in Mumbai, Raipur, Dehradun, Kanpur, Kolkata, Thiruvananthapuram, Ranchi, Agra, Chennai, Jaipur, Agartala, Alwar, Bengaluru, Chandigarh, Panaji, Gurgaon, Lucknow, Hyderabad, Kochi, Panchkula, Indore, Bhubaneswar, Bhubaneswar, Thane, Najafgarh

  • Lockers available at our Branches in Agartala, Agra, Alwar, Bengaluru, Bhopal, Bhubaneshwar, Chandigarh, Chennai, Coimbatore, Dehradun, Goa, Gurgaon, Hyderabad, Indore