Rate of Interest in saving and deposits

Interest Rate On Savings Fund

  • 4.5% per annum on daily product basis
  • 5% per annum for balances over Rs. 1,00,000/-

Interest rate on term deposits`w.e.f. 14th March, 2017

REVISED RATES w.e.f 14th March, 2017


Less than Rs. 1 Cr

Rs. 1 Cr & above#

7 days to 45 days



46 days to 179 days



180 days to 210 days



211 days to less than 1 year



1 year to 455 days


5.80% (1year)

456 days to less than 2 years


2 years to less than 3 years


3 years to less than 5 years


5 years and upto 10 years


For senior citizens additional rate of interest shall be 0.50% for all maturities for deposits below Rs. 1 Crore.

#Wholesale/Bulk Deposit rate (Rs. 1 Crore & above) will NOT be loaded with additional rate of interest for Sr. citizens, staff accounts, Army/ Naval/ Air Force Group Insurance etc.

#No Wholesale/Bulk Deposit rate (Rs. 1 Crore & above) should be quoted without prior approval from the Treasury Division, Head Office.

# Rate valid for deposits upto 5 cr, Fresh quotes/ rates for Rs. 5 crore and above are to be obtained from Treasury Department while quoting for wholesale/ bulk deposits for a future date.

Splitting of deposits, accepted under bulk/ wholesale segment, to be avoided

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